I purchased a car thru a used car dealer and one month later I was laid off -company was really slow-a company i used to work for called me and asked if i wanted my job back- of course i took it. But I took a $12,000/yr pay cut- i struggled with the car payment for one year and then i realized i couldn't do it anymore- so i took the car back to the dealer and i didn't hear anything for one year- now they are garnishing my wages-they never called me at all for a whole year- nothing in the mail- nothing at all.
i would never deal with these people again.
when i had to go in front of the judge-i wasn't even allowed to say anything- the person they had in court representing Thrift Investment Corp- was from a collection agency- didn't even know they had one. No one ever called me - i heard nothing from them!!!!!